As soon as your money is deposited into a bank it becomes theres. They are only legally required to keep 4% of your funds while investing the rest.
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This is quite an eye-opening read! I never realized that once money is deposited into a bank, it essentially becomes theirs. The fact that they’re only required to keep 4% of the funds is both fascinating and a bit unsettling. It makes me wonder how safe my money really is if the bank decides to invest the rest. Do they take into account the risks involved in those investments? I’d love to know more about how this system protects the average depositor in case of financial downturns. How do you feel about this process—does it make you rethink where you keep your savings?